Status of AARTO

The main purpose of the AARTO pilot since July 2008 in the municipality of Tshwane and February 2009 in Johannesburg was to, amongst others, test all the various systems, procedures and processes that are utilized in the daily operations, identify weaknesses and deficiencies with the view to develop and apply remedial measures. These related to the weaknesses and loopholes in the legislative framework, the system requirements for efficient interface with various entities and uploading to the National Contraventions Register and the on-line, real-time updating of the National Contraventions Register (NCR), etc. With the NCR being developed as a module of the eNaTIS, it offered the benefits of the interaction of the different modules contained therein for verification, such as the particulars of motor vehicles, driving licenses, operator cards, owners and operators of motor vehicles. Over the past year extensive training on AARTO legislation and the various systems and procedures were undertaken by the Corporation in all the provinces and metropolitan authorities.
In January 2010 a National AARTO Task Team was established with the view of assisting the Corporation, amongst others, to ensure the smooth operations of the pilot; to effect remedial measures to the identified shortcomings; as well as the conducting of a formal assessment of the pilot; to determine the state of readiness of provincial, metropolitan and local issuing authorities, and providing authorities with assistance in this regard; and the finalisation of a national rollout plan. A comprehensive public media campaign and consultative programme is in the process of finalization and will be introduced in due course. Radio and printed advertisements are already utilized in the media.
Early in May 2010 meetings were held with the authorities of the eThekwini, Nelson Mandela Bay and Cape Town in order to discuss the various requirements for the introduction of the AARTO system in their jurisdictions and to determine their state of readiness for such implementation.
The AARTO is in the process of being rolled out in a staggered approach and is expected to be completed by 31 December 2010. The allocation of demerit points to infringers will be introduced on a national basis from 1 April 2011. In view of the FIFA 2010 World Cup consideration is being given to move the date for AARTO implementation in other issuing authorities for later dates.
“AARTO is a law that has been in existence since 1998, after 12 years we all have to be ready to implement it. The Minister is clear on this, it has to be implemented”, said Collins Letsoalo, Acting CEO of RTMC

Source :FANEWS

Safety Tips for houses

It is important to assess how vulnerable your home is. If you have fewer security measures than your neighbours do, you are likely to top burglars' popularity lists. Corner properties, buildings situated far from others, poor street lighting, and vacant land in the vicinity increase the risk.

Walk around your property and look out for the following signs of poor security:

-Burglar proofing that is not firmly attached;
-Broken window-panes affording access to window catches;
-Badly installed locks on doors;
-Keys that can be pulled through an open window using wire or a stick; and
-Ladders left lying around.
-Once you have identified the vulnerable areas, set about correcting the situation:
-Eliminate the gaps in your security system;
-Make sure there is adequate lighting;
-Have an alarm installed or acquire guard dogs if necessary; and
-Consider having walls or fences erected.

Householders Insurance

If you have house contents insurance, you enjoy full cover for contents inside and limited cover for contents outside your building, the personal effects of guests and domestic employees, money, contents of refrigerators and freezers, mirrors and certain glass, storage costs for contents after damage, rent, fire brigade charges, medical expenses not otherwise covered, compensation for your or your spouses death, trauma treatment, veterinary expenses and guards to safeguard your home after the occurrence of an insured peril. Please refer to your policy wording for the details.
There are also a couple of optional covers to choose from. If, for example, a mongoose 'perfumes' your furniture, the basic cover in terms of the Household Content section does not provide cover in this case. If you have taken out the accidental damage extension, you would have been able to claim and this claim will not affect your no-claim bonus. Stock-in-trade is another optional cover, as is subsidence and landslip. If a pipe bursts beneath your house and it causes your building to collapse, the subsidence and landslip extension will provide cover.
For your household content, you can either draw up an inventory yourself or use Santam's inventory (English/Afrikaans) form. You can also employ the services of a professional company specialising in the valuation of house contents.
Source : Santam

Why must burglar-bars ,alarm and security gates protect a house?

Most insurers require that burglar bars and/or security gates protect opening windows and doors to your home. These anti-theft measures must be in place before an insurer will insure your household contents.
Your insurer may also insist that a 24-hour radio-linked alarm system be installed if the home is situated in a high-risk area, or if the value of your household contents is high. If these conditions are not met, it will be difficult to obtain household insurance. Non-adherence to requirements may result in a rejected claim. If you make any alterations to your house, be sure that you still adhere to the security requirements.
Please contact Bestsure if you are unsure about your security requirements on your policy.
Source: Santam

Policy Holder Rights

To enable clients to make informed decisions about their insurance, the Short-term Insurance Act now incorporates the Policyholder Protection Rules (PPR).
These rules compel brokers and insurers to reveal certain information to their clients. The essence of the legislation is that you must know who your broker and insurer are at all times. This means that the broker cannot switch your policy to another insurer without informing you of the decision in writing. As a policyholder or prospective policyholder, you have the right to the following information:

About the insurance broker:
-Name, physical and postal address, and telephone number.
-Legal status and any interest in the insurer.
-Whether or not he/she is in possession of professional indemnity insurance.
-Details of how to institute a claim.
-Rand amount of fees and commission payable.
-Written mandate to act on behalf of the insurer.

About the insurer:
-Name, physical and postal address, and telephone numbers.
-Telephone number and postal address of the insurer's compliance department.
-Details of how to institute a claim and/or a complaint.
-Type of policy involved.
-Extent of premium obligations you assume as a policyholder.
-Manner of payment of premium, due date of premiums and consequences of non-payment.

Other matters of importance:
-You must be informed of any material changes to the information regarding the intermediary and the insurer.
-If this information was given orally, it must be confirmed in writing within 30 days.
-A polygraph or any lie detector test is not obligatory in the event of a claim and failing a lie detector test may not be the sole reason for repudiating a claim.
-If the premium is paid by debit order it may only be done in favour of one person and may not be transferred without your approval. The insurer must inform you, in writing, at least 30 days before of its intention to cancel such a debit order.
-The insurer and not the intermediary must give reasons for repudiating your claim.
-Your insurer may not cancel your insurance merely by informing your intermediary. The broker has an obligation to make sure the notice has been sent to you.
-You are entitled to a copy of the policy free of charge.

Source: Santam

Bestsure Team for World Cup 2010

Here is the very succesful Bestsure Team in the swing of things on Soccer Fridays.We are proudly South Africa and will support Bafana Bafana.
GO BAFANA BAFANA!!!!!!!!

Bestsure sponsors Laerskool Muldersdrif Traffic Points man

Bestsure are proud to be the sponsor of clothes and bibs for the traffic points man of Laerskool Muldersdrif.

Hendrik Potgieter is a very dangerous road and Bestsure is honoured to make a difference in traffic safety.